Every figure is an estimate — not tax, legal, insurance, or housing advice.
Cost of living (BEA)
BEA is the U.S. Bureau of Economic Analysis — a federal stats agency. Their Regional Price Parities (RPP) say how expensive a metro is versus the US average (US = 100). We use the 2024 all-items / goods / housing indexes for all 387 metros.
BEA Regional Price Parities
Rent, home, income (Census)
Place and metro medians from the American Community Survey (ACS) 2024 5-year estimates — rent, home value, household income, poverty, and commute. Metro-wide or place-wide figures, not your block or ZIP.
Census ACS · data.census.gov
Take-home pay
IRS tax year 2026 federal brackets and standard deduction, plus Social Security & Medicare (FICA). State income tax from Tax Foundation (Jan 1, 2026). Local income tax included when matched to taxlocus-data (CC-BY-4.0); otherwise shown as none found. Sales tax uses state + statewide average local. Single filer.
IRS · Tax Foundation
Insurance & groceries
Auto insurance uses NAIC 2023 state average expenditures (not a personal quote). Groceries use USDA Food Plans (July 2026, Moderate, 1-person), adjusted by the metro goods price index when available.
NAIC · USDA Food Plans