Numbers first. Then the table.
Paychecks, two-place cost of living, rent vs buy, and everyday math. Sourced estimates — Linear Services Inc., Brambleton, VA.
Taxes
Paycheck calculator
Take-home with 2026 federal, FICA, and Tax Foundation state brackets.
Cost of living
Compare two places
One equivalent salary, then the table. Metros, counties, and towns.
Housing
Rent vs buy
Monthly rent versus the monthly cost of owning. Edit the rate.
Housing
Basic adulting starter kit
One-time cash and monthly burn with sourced rent, food, and insurance.
Popular comparisons
Austin vs Denver · Washington vs New York · San Francisco vs Austin · Loudoun County, VA vs Austin · Seattle vs Austin · Boston vs Raleigh · Los Angeles vs Denver · Washington vs Raleigh
All calculators
- Percentage calculatorFind a percent of a number. Fast, no account.
- Percentage change calculatorPercent increase or decrease between two numbers.
- Discount calculatorSale price after a percent off.
- Tip and split calculatorTip a bill and split it evenly.
- Unit converterLength, weight, temperature, and area.
- BMI calculatorBody mass index from height and weight (CDC categories).
- TDEE calculator (Mifflin-St Jeor)Basal metabolic rate and daily energy estimate.
- Diet / health calculatorCalories, macros, keto, and keto plus workout. Portions from body weight and goal.
- Water intake calculatorA simple 0.5 oz per pound rule of thumb.
- Sleep hours calculatorCount back from a wake time.
- Age calculatorYears and days since a birth date.
- Days between datesInclusive calendar span between two dates.
- Hours between timesDuration between two clock times.
- Pregnancy due date calculatorNaegele’s rule (LMP + 280 days). Estimate.
- GPA calculator (4.0 scale)Weighted by credits.
- Grade needed on a finalWhat you need on the final to hit a target.
- Hourly ↔ salary calculatorConvert using 2,080 hours per year (40 × 52).
- Auto loan calculatorMonthly payment and total interest on a car loan.
- True cost of a carLoan, insurance, fuel (your MPG, your $ / gal, your miles), maintenance. Optional NAIC 2023 state average for insurance.
- Loan payoff calculatorMonths to pay off a balance at a given payment.
- Credit card payoff calculatorMonths and interest at the minimum versus with extra. Default APR 19.9%. Same math as loan payoff.
- Life insurance needs calculatorIncome × years to replace, plus debts, minus existing coverage. Rule of thumb, not a quote.
- US + state paycheck calculatorEstimate take-home with 2026 federal, FICA, and Tax Foundation state brackets. Search a town to set the state.
- Sales tax calculatorState rate plus optional local (defaults to Tax Foundation 2026 average local).
- Property tax calculatorHome value × statewide effective rate, with a custom override. Local millage differs.
- Personal property / car tax calculatorEnter a rate. Virginia Fairfax/Loudoun/PW defaults included; other states are not faked.
- Mortgage calculatorPrincipal and interest, total interest on an amortizing loan.
- Square footage calculatorArea from length and width, times rooms.
- Paint calculatorGallons from area, coats, and editable coverage. Typical interior latex label ~350 sq ft/gallon, not a sourced index.
- Concrete calculatorBags from slab volume and an editable bag yield. Typical 80-lb label ~0.60 cu ft, not a sourced index.
- Flooring calculatorBoxes from area plus waste. Typical box label ~20 sq ft, not a sourced index.
- Cost of living calculatorCompare metros, counties, and Census places. BEA RPP for metros; housing-only ACS for counties and towns.
- Car insurance calculatorNAIC 2023 state average expenditure or combined average premium. Not a personal quote.
- Grocery cost calculatorUSDA Food Plans (July 2026) by household size; optional BEA goods RPP for a metro. No town grocery index.
- Basic adulting starter kitOne-time cash and monthly burn with sourced defaults for rent, food, and insurance. Optional storage line is yours to enter.
- City-to-city move costMiles you type, plus $ per mile, truck, gas, packing, and hotel. No city-pair distance and no mileage index.
- Retirement calculatorNest egg needed vs projected savings. Optional COL-adjusted spending.
- Trump Account calculatorOBBBA 2025 / IRC §70204 estimate: seed, $5,000 cap, growth until 18.
- College savings calculatorProjected savings versus College Board 2025–26 average published tuition, fees, and housing and food. Estimates only.
- Compound interest calculatorFuture value with optional monthly contributions.
- Compare two US placesSide-by-side metros, counties, or towns: equivalent salary, rent, home value, income.
- Rent vs buy calculatorMonthly rent versus the monthly cost of owning. Tax Foundation property tax; editable rate, insurance, and stay horizon.
- Contractor vs W-2 calculatorTake-home as a 1099 contractor versus W-2 at the same gross. SE tax, optional QBI, Tax Foundation 2026 state brackets.
- Extra withholding calculatorExtra dollars per paycheck × pay periods. Annual extra withheld — not a predicted IRS refund from AGI.
- Refinance break-even calculatorMonths to recoup closing costs from a lower payment. FRED/Freddie rate default. Not a quote.
- Can I afford this houseMonthly payment stack: P&I, tax escrow, HO insurance, PMI under 20% down, HOA, optional flood. Then 28/36 and take-home.
- Rent affordability calculatorRent as a percent of take-home versus the 30% rule of thumb. Optional 28/36 comparison. Estimate, not a sourced index.
- 401(k) Roth vs traditionalThis year’s take-home: traditional vs Roth employee deferral. IRS 2026 limits. Not tax advice.
- Social Security claiming ageYou provide a FRA monthly benefit. SSA percents for FRA 67 (born 1960+): 70% at 62, 100% at 67, 124% at 70. Estimates only.
- Inflation / salary worthWhat a dollar amount from a past year is worth now, using BLS CPI-U.
State paycheck calculators
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming · District of Columbia
Nearby living costs
Loudoun County, VA · Hamilton, VA · Brambleton, VA · Hillsboro, VA